Monthly Archives: January 2017

Benefits of Purchasing Car Insurance Online

So you’ve got a new car and purchasing a car insurance plan is compulsory. It is not necessary for you to opt for the car insurance providers that you have heard of always. There are so many car insurance providers in the market that you can research well and then make a decision. Do not opt for any of these just because you ought to buy one. After all, a car insurance plan exists to lend protection to you, to somebody else and of course the precious assets which are the cars.

Image result for car insurance

One of the best ways that you can go about buying one is to shortlist your option through the online mode. There is a growing trend of people purchasing car insurance online owing to the number of benefits it has. Firstly, it does not involve any physical movement so you don’t have hop from one insurance outlet to the other. You can open as many websites as you want to select your car insurance plan from the comfort of your home or office. Most of the reputed car insurance providers these days have a customer chat where your queries are attended to instantly.

You can also receive a rough estimate of your car insurance plan by asking the provider for a car insurance quote. This way you can get a fair idea of the premium you would have to pay. Online medium has only added to the knowledge of customers because you can check the reviews for the particular company that you are interested in purchasing your plan from. This helps a big deal in making a decision. Moreover, you don’t have to go through a long process of document submission while purchasing car insurance online.

Therefore, buying a car insurance was never so easy. Whether you queries pertaining to the claim services or car insurance renewal, you can receive all types of information online. So choose your car insurance plan wisely and select the one that provides you maximum number of benefits. If you have specific requirements, you can also opt for add-ons.

Five Tips to Help You Become an Online Shopping Ninja

Online shopping seems so fun and easy. However, most of the time, we are left clueless with so many options available at the click of a button. We have brought you some tips to ease your stress and turn you into an online shopping ninja.

  1. Subscribe to their newsletter

Yes, most of us don’t even battle an eyelid and decline the offer to subscribe to many online shop’s newsletters. Here’s why you shouldn’t? The newsletters often carry information about the upcoming sales and discount offers way before the rest of the world. Thus, you can plan your budget accordingly. There is also the occasional chance that subscribers get special discounts. A good way would be to create a separate email account just for these newsletters

  1. Know your measurements

You need to know your body size and measurements before you buy online. Let’s say you are buying dresses, a size too small or a size too big can ruin it for you. If you aren’t sure how to about it, take a measuring tape and ask someone to measure your hips, waist, chest, shoulders, and height.  A better option would be to visit a tailor who will give you the most accurate measurements. Make sure your measurements are as near to the sizing and measurements charts provided online.

  1. Do lots of research

The best advantages of shopping online are the amount of options you have. Don’t buy the first dress or jeans you see. Visit other sites, check the colour options, reviews, materials used, discounts offered, delivery options, and let’s not forget the price. Become a pro at research. After all your questions are answered, go ahead and buy it.

  1. Don’t splurge more to get free shipping

Many times, you are tempted to purchase a few more items because the online shop says ‘Free Shipping over INR 700’. If your total expenditure isn’t even near that amount, then it’s not worth it. It’s better to spend the money on shipping charges than on stuff you don’t need.

  1. Return Policy

It’s something which we don’t wish to, however, there are occasions when we need to return our products. Many sites don’t list clear details of their return policy. That’s when you need to call them and ask questions like Are returns accepted? Do I need to pay shipping costs? Is there a time limit for returns?

Online shopping has indeed made life easier for us. With places like Myntra and Flipkart which are leaders in the e-commerce sector, the shopping experience has been revolutionised in India.

Benefits of a Fixed Deposit Account

Fixed deposits are the most traditional way of saving money. While there are so many new ways of saving funds, there is a certain kind of trust that people have when it comes to holding funds in fixed deposits. One of the main reasons associated with a fixed deposit is that it is a very safe option and is easily accessible. These days you can also open a fixed deposit online without having to visit the bank. You don’t have to take out time especially to visit the bank for this purpose. Here are some of the main benefits of a fixed deposit account.

With opening a fixed deposit account, you also inculcate a savings habit which we often overlook. This is because in this type of account, you are required to deposit money at fixed intervals. Also, you cannot withdraw any amount of money till the maturity period. As compared to savings account, it is a fixed deposit account that offers a higher interest rate. In times of emergency, one can always consider it as an immediate means of liquidity. You can choose to save your money in a fixed deposit account as long as you wish to. This time period can be in the range of thirty days to ten years.

Many people also open more than a single fixed account to hold larger number of funds. This can be helpful for the purpose of achieving different goals. For example, you may want to open one account for the marriage of your daughter while the other one for savings in general. There are many banks that you can choose to open your bank account with such as Yes Bank, Axis Bank, ICICI Bank, and many others. Every bank offers a wide range of facilities, therefore, the best way to open a fixed deposit account is to engage in some research and then make a decision.